# Insurance & Safety Fire Commissioner — John F. King — The GA Files > John F. King, Georgia Insurance & Safety Fire Commissioner — campaign finance (live from GA Ethics), where they stand, and any scandals. *Source: https://thegafiles.com/officeholders/insurance.html · The GA Files (thegafiles.com)* --- [← Statewide Officeholders](https://thegafiles.com/officeholders.html) # Insurance & Safety Fire Commissioner John F. King Republican Appointed by Gov. Kemp in 2019; elected in 2022. Running for re-election in 2026. Georgia's insurance and safety fire commissioner since 2019, when Kemp appointed him to fill the seat vacated by Jim Beck (later convicted of fraud). A retired major general in the Georgia Air National Guard and former Doraville police chief — the first Hispanic statewide constitutional officer in Georgia. Oversees the office that approves homeowners' and auto rate filings as premiums climb. #### Office & background - Insurance & Safety Fire Commissioner (2019–present) - Major General, Georgia Air National Guard - Chief of Police, Doraville, GA #### Campaign finance — who funds them **$2,377,265** raised · **$580,731** cash on hand (Georgians for John King) - $16,800 — Scott Delong (Lagrange, GA) - $15,200 — Ashley DeLong (Lagrange, GA) - $15,000 — Jason Broce (Adairsville, GA) - $15,000 — David Cowan (Redwood City, CA) - $15,000 — Srinivasan Krishnan (Mountain View, CA) - $15,000 — Stephen Roberts (Memphis, TN) Finance as of **May 13, 2026** — latest GA Ethics filing (Two Business Day Report). Source: [Georgia Government Transparency & Campaign Finance Commission (PeachFile)](https://peachfile.ethics.ga.gov) #### Where they stand Homeowners & property insurance Points to holding the line on the coast — Georgia's rate bureau sought a 42% homeowners increase after Hurricane Helene and he granted just 7.5%. Even so, statewide home premiums have kept rising (roughly 9–10% a year), and critics say the office still approves steady increases. Source: [The Current — is Georgia becoming uninsurable?](https://thecurrentga.org/2026/03/20/are-georgia-and-other-states-becoming-uninsurable-we-have-the-latest-data/) · [Insurance Journal — King predicts rate drop after tort reform](https://www.insurancejournal.com/news/southeast/2025/04/25/821370.htm) Auto insurance rates Has publicly spotlighted insurers — calling out Allstate over auto rate increases — and credits the 2025 lawsuit-reform package with easing pressure on auto premiums going forward. Source: [Insurance Journal — King predicts rate drop after tort reform](https://www.insurancejournal.com/news/southeast/2025/04/25/821370.htm) · [Atlanta News First — rates to fall 3-5% after lawsuit reform](https://www.atlantanewsfirst.com/2025/04/24/georgia-insurance-commissioner-rates-will-fall-3-5-after-lawsuit-reform/) ZIP-code & credit-score pricing Has not moved to ban ZIP-code- or credit-score-based pricing, treating them as standard actuarial underwriting — the opposite of his opponent, who wants both outlawed. Source: [AJC — Democrats focus on affordability](https://www.ajc.com/news/2026/04/democrats-vying-for-state-insurance-commissioner-focus-on-affordability/) · [Insurance Journal — King predicts rate drop after tort reform](https://www.insurancejournal.com/news/southeast/2025/04/25/821370.htm) Rate-hike review & oversight Frames lower costs as a tort-reform story: after the 2025 lawsuit-reform laws he predicted property-casualty rates would fall 3–5% and urged insurers to file decreases. He casts the office as a stabilizer of a stressed market rather than an adversary of insurers. Source: [Atlanta News First — rates to fall 3-5% after lawsuit reform](https://www.atlantanewsfirst.com/2025/04/24/georgia-insurance-commissioner-rates-will-fall-3-5-after-lawsuit-reform/) · [Insurance Journal — King predicts rate drop after tort reform](https://www.insurancejournal.com/news/southeast/2025/04/25/821370.htm) Health insurance & ACA Oversees the health-insurance market and has emphasized keeping coverage available — working, he says, to make sure small businesses and property owners aren't denied certain policies — while leaving Medicaid-expansion decisions to the Legislature. Source: [OCI — Commissioner John F. King bio](https://oci.georgia.gov/about-us/john-f-king) · [Wikipedia — John F. King](https://en.wikipedia.org/wiki/John_F._King) Denied claims & consumer complaints Relies on the department's existing consumer-services and fraud divisions to field complaints, emphasizing market stability and access; he hasn't proposed the kind of new strike force his opponent is campaigning on. Source: [OCI — Commissioner John F. King bio](https://oci.georgia.gov/about-us/john-f-king) · [Insurance Journal — King predicts rate drop after tort reform](https://www.insurancejournal.com/news/southeast/2025/04/25/821370.htm) Fraud, scams & seniors Leans on his law-enforcement background and the department's fraud unit to pursue insurance fraud, but has not built a campaign around a dedicated elder-fraud task force. Source: [OCI — Commissioner John F. King bio](https://oci.georgia.gov/about-us/john-f-king) · [Wikipedia — John F. King](https://en.wikipedia.org/wiki/John_F._King) Fire safety & rural response As Safety Fire Commissioner he oversees the state fire marshal and fire-safety enforcement — a role that fits his career as a police chief and National Guard general, and one he highlights as the public-safety half of the office. Source: [OCI — Commissioner John F. King bio](https://oci.georgia.gov/about-us/john-f-king) · [Wikipedia — John F. King](https://en.wikipedia.org/wiki/John_F._King) #### More - [Office of Insurance & Safety Fire Commissioner](https://oci.georgia.gov/) [⬇ Share image](https://thegafiles.com/share/officeholders/insurance.png) Finance figures are pulled live from the Georgia Government Transparency & Campaign Finance Commission (PeachFile) and are current to each officeholder's most recent filed disclosure report. Policy summaries reflect stated positions and signed records, with sources; scandals are labeled by disposition. Last updated 2026-06-28.