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Insurance & Safety Fire Commissioner

John F. King Republican

Appointed by Gov. Kemp in 2019; elected in 2022. Running for re-election in 2026.

Georgia's insurance and safety fire commissioner since 2019, when Kemp appointed him to fill the seat vacated by Jim Beck (later convicted of fraud). A retired major general in the Georgia Air National Guard and former Doraville police chief — the first Hispanic statewide constitutional officer in Georgia. Oversees the office that approves homeowners' and auto rate filings as premiums climb.

Office & background

  • Insurance & Safety Fire Commissioner (2019–present)
  • Major General, Georgia Air National Guard
  • Chief of Police, Doraville, GA

Campaign finance — who funds them

$2,377,265 raised · $580,731 cash on hand (Georgians for John King)

  • $16,800Scott Delong (Lagrange, GA)
  • $15,200Ashley DeLong (Lagrange, GA)
  • $15,000Jason Broce (Adairsville, GA)
  • $15,000David Cowan (Redwood City, CA)
  • $15,000Srinivasan Krishnan (Mountain View, CA)
  • $15,000Stephen Roberts (Memphis, TN)

Finance as of May 13, 2026 — latest GA Ethics filing (Two Business Day Report).

Source: Georgia Government Transparency & Campaign Finance Commission (PeachFile)

Where they stand

Homeowners & property insurance

Points to holding the line on the coast — Georgia's rate bureau sought a 42% homeowners increase after Hurricane Helene and he granted just 7.5%. Even so, statewide home premiums have kept rising (roughly 9–10% a year), and critics say the office still approves steady increases.

Source: The Current — is Georgia becoming uninsurable? · Insurance Journal — King predicts rate drop after tort reform
Auto insurance rates

Has publicly spotlighted insurers — calling out Allstate over auto rate increases — and credits the 2025 lawsuit-reform package with easing pressure on auto premiums going forward.

Source: Insurance Journal — King predicts rate drop after tort reform · Atlanta News First — rates to fall 3-5% after lawsuit reform
ZIP-code & credit-score pricing

Has not moved to ban ZIP-code- or credit-score-based pricing, treating them as standard actuarial underwriting — the opposite of his opponent, who wants both outlawed.

Source: AJC — Democrats focus on affordability · Insurance Journal — King predicts rate drop after tort reform
Rate-hike review & oversight

Frames lower costs as a tort-reform story: after the 2025 lawsuit-reform laws he predicted property-casualty rates would fall 3–5% and urged insurers to file decreases. He casts the office as a stabilizer of a stressed market rather than an adversary of insurers.

Source: Atlanta News First — rates to fall 3-5% after lawsuit reform · Insurance Journal — King predicts rate drop after tort reform
Health insurance & ACA

Oversees the health-insurance market and has emphasized keeping coverage available — working, he says, to make sure small businesses and property owners aren't denied certain policies — while leaving Medicaid-expansion decisions to the Legislature.

Source: OCI — Commissioner John F. King bio · Wikipedia — John F. King
Denied claims & consumer complaints

Relies on the department's existing consumer-services and fraud divisions to field complaints, emphasizing market stability and access; he hasn't proposed the kind of new strike force his opponent is campaigning on.

Source: OCI — Commissioner John F. King bio · Insurance Journal — King predicts rate drop after tort reform
Fraud, scams & seniors

Leans on his law-enforcement background and the department's fraud unit to pursue insurance fraud, but has not built a campaign around a dedicated elder-fraud task force.

Source: OCI — Commissioner John F. King bio · Wikipedia — John F. King
Fire safety & rural response

As Safety Fire Commissioner he oversees the state fire marshal and fire-safety enforcement — a role that fits his career as a police chief and National Guard general, and one he highlights as the public-safety half of the office.

Source: OCI — Commissioner John F. King bio · Wikipedia — John F. King

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Finance figures are pulled live from the Georgia Government Transparency & Campaign Finance Commission (PeachFile) and are current to each officeholder's most recent filed disclosure report. Policy summaries reflect stated positions and signed records, with sources; scandals are labeled by disposition. Last updated 2026-06-28.